The application takes only a few minutes. By submitting your credit card application you are also signing up for the ALL Rewards Loyalty Program. Once you are approved*, have received your account information and joined the ALL Rewards loyalty program, you can begin enjoying all the benefits of your ALL Rewards Mastercard account. You will receive a 15% discount on your first purchase*.

Curious about the program's terms and conditions? Click here for a detailed look at the current costs for the ALL Rewards Mastercard account.

*Subject to credit approval. Offer valid at only and 15% off promotion will be automatically applied at checkout; gift card purchases and charges for gift boxes are excluded from the offer.
 Purchase must be made immediately upon approval to receive 15% off; purchase made at a later time will not qualify.
The ALL Rewards Mastercard® is issued by Comenity Bank, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. ALL Rewards credit card accounts are issued by Comenity Bank.

The ALL Rewards credit cards can be used any of our Ann Taylor, LOFT, Lou & Grey, Ann Taylor Factory or LOFT Outlet websites or store locations.

Credit Card Application Form

Important Information About Opening An Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth or other information that will allow us to identify you. We may also ask to see your drivera??s license or other identifying documents.

You agree that this application and any information you submit to Comenity Bank may be shared with and retained by ALL Rewards.

To apply you must: Be at least 18 years of age; Be a U.S. resident residing in the United States; Have a U.S. Social Security Number; Have a street, rural route or APO/FPO mailing address (no PO Box addresses); and have a valid government-issued photo ID.

Click here for a detailed look at the current costs for the ALL Rewards Mastercard account.

If you currently have an ALL Rewards credit card, by submitting this application, you are requesting an ALL Rewards Mastercard to replace your existing credit card, If approved, your existing account may be closed and any balance may be transferred to your new ALL Rewards Mastercard account. You will receive your card in the mail.

Date of Birth
Social Security Number

Alimony, child support or separate maintenance income need not be included if you do not wish to have it considered as a basis for repaying this obligation.

Married WI Residents only: If you are applying for an individual account and your spouse also is a WI resident, combine your and your spouse's financial information.
Ex. 40000

PHONE and EMAIL: By providing your contact information above, including any cellular or other phone numbers, you agree to be contacted regarding any of your Comenity Bank or Comenity Capital Bank accounts via calls to cell phones, text messages or telephone calls, including the use of artificial or pre-recorded message calls, and calls made via automatic telephone dialing systems, or via e-mail.
Home phone
Work phone


You must read the disclosures presented in the Electronic Consent section of the Terms and Conditions box below prior to checking the consent box. Please also read the Credit Card Agreement. Privacy statement and other information presented in the Terms and Conditions box prior to submitting this application and print a copy for your records.
By signing or otherwise submitting this application/solicitation, each applicant ("I," "me" or "my" below) agrees and certifies that (1) I have read and agree to the disclosures provided on or with this application/solicitation, (2) the information I have supplied is true and correct, (3) I am applying to Comenity Bank, P.O. Box 182273, Columbus, OH 43218-2273 ("Bank") for an ALL Rewards credit account , (4) I authorize the Bank to obtain credit reports on me, (5) if approved, my account will be governed by the Credit Card Agreement, (6) I understand that I may pay all of my account balance at any time without penalty and (7) this application/solicitation,any information I submitted to the Bank, and the Bank's final decision on my application/solicitation may be shared with and retained by ALL Rewards.